Is It Possible to Get Car Insurance When You Have a Conviction?

Insurance Tips
If you have a conviction then you might be seriously concerned that it will affect your ability to get car insurance. It’s certainly true that a conviction can increase what you’ll pay for car insurance but it doesn’t mean you won’t be able to find cover at all. Below is a guide to getting car insurance when you have a conviction. Why does a conviction affect the cost of car insurance? The reason that having a criminal conviction affects what you pay for car insurance is simply because insurance providers consider people who have a conviction to be a greater risk. It is not different to how younger people under the age of 25 have to pay more for insurance since they’re statistically more likely to be involved in an incident that results in a claim. For example if you’re looking for insurance with a drink driving conviction then insurers are certainly going to consider you greater risk. Other things that affect the cost of car insurance include – The value of your vehicle Your…
Saturday, February 10th, 2018

Insuring a Fleet of Trucks

Insurance Tips
If you have several trucks that you need to insure then the best way to do it is by getting a fleet insurance policy. Below are some of the main types of fleet insurance you can get as well as the factors that affect the price. Types of truck fleet insurance Third party – Third party insurance is the lowest level of cover you can get when looking for HGV insurance. It will protect other road users for accidents that you (or one of your drivers) are liable for and therefore make your vehicles road legal. You can also add fire and theft to a third party policy for extra protection. Comprehensive – A comprehensive policy will cover any trucks named on the policy for all types of accidents. This is a good type of cover to get since it provides the most protection. Liability claims – Liability claims are certainly a risk for all types of businesses these days. That’s why people who get truck fleet insurance will often get liability claims added to…
Tuesday, October 10th, 2017

Getting the Right Insurance for a Minibus

Insurance Tips
If you own a minibus then you’ll know the importance of having it covered with a good insurance policy. Minibus insurance makes your vehicle road legal and also means you’re able to use it to make a living, providing you have the right level of cover. Below are some of the different types of minibus insurance policies you can get, as well as the benefits of getting cover online. The benefits of getting cover online Get quotes easily – One of the biggest benefits of getting cover online is that you’re able to obtain quotes very easily. There are many excellent sites where you can easily get minibus insurance quotes online, including Easily add/remove cover options – Another big plus of looking for minibus insurance online is that you can easily tailor the type of insurance you want by adding or removing cover option with the click of a button. Pressure-free quotes – When looking for minibus insurance online you also don’t have any hard sell like you might when contacting insurance providers by…
Monday, July 31st, 2017

Insuring a VW Camper

Insurance Tips
VW campers have been an iconic brand of campervan for decades and are often associated with the hippy movement of the 1960s. They remain one of the most popular brands of campervan to this day. If you’re lucky enough to own a VW Camper then you’ll want to protect it with a good insurance policy. Below is a guide to insuring a VW camper, including the levels of cover you can get and the factors that affect cost. Types of cover Third party – Third party insurance will allow you to drive your campervan legally, however it only provides minimal protection and will not cover your own vehicle if you’re involved in a collision that you’re found to be liable for. Fully comprehensive – A fully comprehensive policy will cover your camper for all types of accidents as well as fire and theft.  Breakdown assistance – Breakdown assistance is always a must when you own a campervan. If you don’t already have it then it’s definitely worth getting it included as part of your insurance…
Thursday, May 11th, 2017