The Pros and Cons of Owning a Thatched Roof Property

Insurance Tips / Tuesday, January 22nd, 2019

Thatched roof properties are extremely desirable in the UK and something that many people dream of owning.

If you’re considering purchasing a thatched roof property then below are some of the main pros and cons so you can make an informed decision.


First let’s look at the pros of owning a thatched roof property..

They look incredible 

One of the biggest reasons that people like the idea of owing a thatched roof property is for their looks. There’s no denying that thatched roof buildings have a unique charm that’s completely different to other types of properties and help to beautify any area they’re in. In fact new-build thatch properties are now becoming a trend in certain parts of the country.

They’re usually located in beautiful surroundings 

Another great reason to own a thatched roof property is that they’re usually located in highly desirable rural and semi-rural locations. Many people are growing tired of the stress and pollution that comes with living in a major city and therefore looking to escape to the country. A thatched roof home offers the perfect way to do this.

They generally retain their value

Because thatched roof properties are always in high demand, they generally retain their value very well. This is always a big advantage, particularly if you’re planning to move again in the future.


Some of the downsides of owning a thatched roof property are..

They can be costly to insure

There’s no doubt that thatched roof properties can be expensive to ensure. The expertise required to repair or rebuild a thatched roof don’t come cheap so insurance providers need to consider this when coming up with a price.

Thatched property cover at makes it very easy to obtain quotes from specialist insurance providers. This means you can easily compare quotes and get the one that offers the best value for money. This helps to cut down costs considerably.

Listed buildings come with responsibility 

If the thatched roof property you purchase is a listed building then this means it’s your responsibility to ensure it’s kept in good condition for as long as you live there. It’s also important to know that you will not be able to make any significant changes to the building without seeking permission from the council.

Regular maintenance is required

You’ll also need to maintain the roof of the property by getting it cleaned and repaired as needed. Regular chimney cleaning is also a must when you have a thatched roof property.